Introduction

My name is Charlene, and I’m currently in my 3B term of Accounting and Financial Management at the University of Waterloo.

To date, I’ve completed co-op terms across investment banking and private equity, and will be returning to investment banking as a 2026 Summer Analyst with Morgan Stanley. That said, I’m hoping to use my remaining co-op terms to diversify my professional experience and explore new opportunities.

Outside of school and work, I’ve recently gotten into endurance sports, and I love playing volleyball and ultimate frisbee. I also enjoy cooking, trying new restaurants and bakeries, and traveling—most recently to Madeira!

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Career Motivation

​My interest in finance brewed from a mix of personal influences and on-campus experiences.

At home, finance was always part of the conversation. My dad enjoys following markets and has the news on constantly. My older brother started in accounting and transitioned into finance, so he’s been a huge mentor and role model to me.

Once I entered university, it was the clubs and communities I joined that really solidified my path. Through groups like ACE Consulting Group and Waterloo Private Capital, I met peers whose drive and passion inspired me, as well as upper-year mentors who shared advice and guidance as I navigated career decisions.

Co-op Reflection

Stay Keen & Keep Your Energy Up:
Always be curious, ask questions, show a genuine desire to learn, and don’t let tiredness show. Co-op can be exhausting, but it’s only for four months. Be the positive energy on your team and leave a strong impression especially since you’re only there for a term. People want to work with someone who’s upbeat and eager, not a “Debbie Downer” – the negativity will drain your mental strength too.

Own Your Experience:
​While the team and company culture play a role, how much you learn and enjoy your co-op is ultimately in your hands. Want to work on a certain project? Ask. Want to connect more with your team? Invite someone for coffee or suggest a group lunch. Don’t just wait to be given opportunities, go after them.

Advice for Students

1. Have Fun and Don’t Take Anything Too Seriously: The finance grind can be tough, but it’s important to keep things in perspective. A bad interview? It happens. Learn from it and move on. Nervous about reaching out to someone? Remember, they’re just another human being who’s likely been in your shoes. Find friends to go through the process with. Having people to vent to, prep with, or joke around with makes everything feel more manageable. At the end of the day, this is just one part of your journey, so stay grounded and enjoy it. 
2. Get Involved: Join clubs that align with your career interests. If you don’t get in right away, try case competitions, internships, or even self-driven side projects. There are many ways to demonstrate your passion for the field. 
   
3. Grades Matter (Especially Early On): Like it or not, grades are your first impression – especially in the early years. They’re not everything, but they do open doors, so don’t neglect them.

​Thanks so much for taking the time to read my blog! I hope you found it even a little bit helpful. If you ever have questions or just want to chat, feel free to reach out. I’m always happy to connect.